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PERSONAL FINANCE NEW HERE? click me Dave Wallace Apr 28 2 min How Do I Reduce Financial Stress in Uncertain Times? 70% of Americans are feeling financially stressed. What's causing a rise in financial stress and how can you de-stress your financial life? 8 views 0 comments 2 likes. Post not marked as liked 2 Dave Wallace Mar 27 1 min 8 Simple Steps to Feel Better With Money 90% of Americans say that money has an impact on their stress level. In this post, I present 8 simple steps to feel better with money. 4 views 0 comments 1 like. Post not marked as liked 1 Dave Wallace Jan 23 1 min The Fastest Way to Become Debt-Free (Debt Snowball vs. Debt Avalanche) Trying to pay off debt can feel overwhelming. Becoming debt free is like having a tremendous weight lifted off your shoulders. 11 views 0 comments 3 likes. Post not marked as liked 3 Dave Wallace Sep 26, 2022 3 min The FED Just NUKED The Economy | The 2022 Market Crash Explained The American economy is worsening and the Federal Reserve has officially warned the US of future “pain to come." Here's what's happening. 4 views 0 comments 2 likes. Post not marked as liked 2 Dave Wallace Sep 16, 2022 2 min The American College Tuition Crisis In this video, I present the shocking truth about student loan debt and college tuition increases compared to inflation and income growth. 6 views 0 comments 2 likes. Post not marked as liked 2 Dave Wallace Sep 9, 2022 1 min Never Do These 5 Things With Your Money Have you ever made dumb financial decisions with money? 100% chance you have. I'll teach you 5 things you should NEVER do with your money. 3 views 0 comments 1 like. Post not marked as liked 1 Dave Wallace Sep 3, 2022 2 min How To Prepare For A Mortgage (Step-By-Step Guide) Buying a home is the largest purchase most people will make in a lifetime. Before you submit a mortgage application, you'll want to first... 28 views 0 comments 3 likes. Post not marked as liked 3 Dave Wallace Aug 26, 2022 2 min How To Manage Your Money (50/30/20 Rule) Money is 90% discipline and 10% knowledge. In this article, I present a detailed look at how to manage your money using the 50/30/20 rule. 1 view 0 comments 1 like. Post not marked as liked 1 Dave Wallace Aug 19, 2022 2 min Is America In A Housing Crisis? It's happening! America's housing bubble has collapsed and people's greatest concerns of a housing crash are coming true. 24 views 0 comments 4 likes. Post not marked as liked 4 Dave Wallace Aug 12, 2022 14 min How To Buy A House Want to know how to buy a house? Before you start shopping or comparing options, you need to make sure you're ready to be a homeowner. 29 views 0 comments 8 likes. Post not marked as liked 8 Dave Wallace Jul 22, 2022 5 min How To Make Money In A Recession Recession is a scary word! But, fortunes are made in them. This article is dedicated to five ways simple ways to make money in a recession. 37 views 0 comments 5 likes. Post not marked as liked 5 Dave Wallace Jul 15, 2022 1 min Should I Invest In Crypto? Considering investing in cryptocurrency? Then this video is for you! 3 views 0 comments 5 likes. Post not marked as liked 5 Dave Wallace Jun 17, 2022 1 min How to Prepare for a Recession (DO THIS) Do you ever wonder how to prepare for a recession? If so, then this video is for you! Learn 7 ways to financially prepare for a recession. 14 views 0 comments 6 likes. Post not marked as liked 6 Dave Wallace May 6, 2022 1 min Recession Alert! Are Big Banks Going to Fail? Let's Talk About It. There's been a lot of talk about recession lately. Are you wondering if the slowing economy will affect big banks and ultimately your... 1 view 0 comments 2 likes. Post not marked as liked 2 Dave Wallace Apr 22, 2022 1 min How Much Should You Be Saving for an Emergency? Ever wonder how much should you be saving for an emergency fund? If so, then this video is for you! 8 views 0 comments 5 likes. Post not marked as liked 5 Dave Wallace Apr 15, 2022 1 min It’s Over! What’s Happening With Mortgage Rates? Mortgage rates are on the rise at a record pace. You may be asking - how will rising mortgage rates impact us? Then this video is for you! 4 views 0 comments 6 likes. Post not marked as liked 6 Dave Wallace Mar 31, 2022 1 min How To Save for a Down Payment (The Right Way!) Buying a home in the future and want to know how to save for a down payment? Then this video is for you! 4 views 0 comments 6 likes. Post not marked as liked 6 Dave Wallace Mar 31, 2022 1 min Pump Problems? Here's How to Save on Fuel Costs. Buying land and want to know what to evaluate? Then this two-part video series is for you! 20 views 0 comments 6 likes. Post not marked as liked 6 Dave Wallace Mar 4, 2022 5 min 11 Habits of People Who Go Broke Fortunes can change in no time and how you handle your finances in the good times will have a lot to do with your prospects for surviving... 27 views 0 comments 10 likes. Post not marked as liked 10 Dave Wallace Oct 4, 2021 3 min 8 Reasons Why You Need An Emergency Fund Life is full of surprises. When you're financially prepared, surprises have little impact on your quality of life. An emergency fund will... 42 views 0 comments 12 likes. Post not marked as liked 12 Dave Wallace May 14, 2021 4 min 7 Simple Ways to Increase Savings You work hard and earn a good wage, but still are left with close to no savings at the end of the month. Sound kind of familiar? Too many... 45 views 0 comments 9 likes. Post not marked as liked 9 Dave Wallace Apr 26, 2021 3 min How To Improve Your Credit Score A strong credit score saves you money and time. Learn how to improve your credit score. 38 views 0 comments 13 likes. Post not marked as liked 13 Dave Wallace Jun 3, 2020 3 min How to Increase Your Credit Score There are many key benefits of having a good credit score, such as enjoying a lower interest rate on your loans and credit cards. 75 views 0 comments 28 likes. Post not marked as liked 28 Dave Wallace Mar 18, 2020 7 min How to Manage Finances During COVID-19 It's important to know proven strategies to manage finances during a crisis. Learn how to manage money during coronavirus. 71 views 0 comments 16 likes. Post not marked as liked 16 Dave Wallace Feb 21, 2020 8 min 5 Steps to Mastering the Mind The key to success in life and business is mastering your mind. We must first manage the self before we can truly build wealth. 35 views 0 comments 14 likes. Post not marked as liked 14 Dave Wallace Feb 21, 2020 2 min Driving Your Life On Its Way To Its Purpose People live to exist and with existence along comes purpose. You may think that finding that sole purpose in life is very much... 34 views 0 comments 13 likes. Post not marked as liked 13

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Ask Dave a question WHAT'S MY NEXT 'BEST' FINANCIAL MOVE? SERIES Whether you need help saving, budgeting, or investing - I'm here to walk alongside YOU! ​ Got a question for me that you want answered? Fill in your question below and we will be making financial moves. I'll work on your solution and respond on YouTube or Instagram. **Subscribe and Follow now so you don't miss a thing.** ​ All contact information is confidential. First name Last name Email Phone City State Question I want to recieve the Dave's Newsletter. SEND NOW! Message Sent. Subscribe on YouTube and Follow on Instagram now so you don't miss your solution! Any email sent to Dave can be used by David Wallace IP, LLC. at any time on "The Dave Wallace Show" or any other public medium. *By checking "I Want To Receive Dave's Newsletter," you are agreeing to the David Wallace IP, LLC Terms and Privacy Policy. Don't like it? No worries. You can unsub at any time.

LEARN Choose The Right Business For You In this training, you'll learn how to inspect what you expect out of any business idea. Plus, you'll learn how to decide on the right business to maximize your skills, and most importantly, how to find the right business FOR YOU . GET STARTED QUOTABLE "Genius is 1% inspiration and 99% perspiration." -Thomas Edison ​ ​ Get started OBJECTIVE The most critical mistake made by entrepreneurs is not choosing the right business from the very beginning. In this section, you’ll learn the tools needed to evaluate and decide on the right business for you. CHARACTERISTICS OF SUCCESSFUL ENTREPRENEURS Vision "Vision" is what makes entrepreneur’s dare: dare to explore, dare to challenge, dare to insist, dare to keep pushing, dare to have the determination to succeed. Vision is the energy that provides an entrepreneur and its organization with the ability to perform and succeed. Incidentally, devotion to your goal is much more likely if you have a love for your intended business. Brains While appropriate educational credentials are important, entrepreneurial "brains" means more than educational achievements. To become a successful entrepreneur, you should have a working knowledge of the business you plan to create prior to launch. Common sense, combined with relevant experience, is currency to an entrepreneur. FUEL YOUR SUCCESS BY BECOMING A DW INSIDER Don't worry we'll email you insider tips to change your life. You can unsub at any time! Capital Every startup business needs resources by way of capital. Capital is wealth in the form of money or other assets owned by a person or organization or available or contributed for a particular purpose such as starting a company. Frequently, new entrepreneurs make the fatal mistake of miscalculating the capital requirements for a given startup. Miscalculating or failure to properly assess capital requirements is a key failure that has bankrupted and failed more businesses than you could imagine. Money isn't the only form of capital! ​ Click here to learn the many forms of capital. Mindset Mindset: While we saved this for last, mindset is the most important trait of successful entrepreneurs, as it’s the area you truly can control the most. While little to nothing is more fulfilling than creating a business (and life) where you get paid for selling something you truly love, it’s impossible to estimate the many challenges that await entrepreneurs. For this reason, we highly recommend you stop here and read “How To Hack Your Mind For Success ” if you haven’t already. In this fantastic (and free) e-book you'll learn the #1 secret for success, mastering your mind. Proceed after you've read the short e-book. STEP-BY-STEP APPROACH Do you really want to be a business owner? (like really) ​ Do you have the passion to run a business? Do you have a higher purpose driving you to create this business? Do you have the grit to handle all tasks as it relates to your business, no matter how trivial they may seem? In the digital age, it’s easy to get sucked into the over-glamorized world of entrepreneurship as seen through the filter of social media. Don’t believe the hype. Successful entrepreneurs are raw, driven, and determined individuals who keep punching until they are literally and physically unable. This is not the world for the faint of heart, so be sure you set proper expectations for hard work and dedication out the gate, or stand a high probability of being disappointed along with the droves of failures who have come at the hand of those ill-prepared. ​ ​ Now, decide what business and where. Once you are satisfied you have the characteristics of a successful entrepreneur and that you definitely want to be in business, then you must decide which business is best for you and where to locate that business. Selection strategy is covered later on in this session. Also, see our home-based business session for those considering operating a business from their home. Decide whether to operate full-time or part-time (aka moonlighting) There are some advantages and some pitfalls to moonlighting. (That is, a business you start in your off hours while still working at your regular job.) The right answer depends on the characteristics of your business and how well it translates to part time involvement, however, the decision must be made after due diligence. More often than not, the risk profile of starting on a part time basis outweigh the potential gains as a full-time operator: ​ You keep current income, retirement, health, and other benefits from current employer. Your full-time job won't suffer if you maintain certain conflict of interest disciplines, including compartmentalizing your job and business into completely separate worlds. You can avoid conflict of interest with your job by choosing a business that translates well for part time work, such as online business, real estate, specialized food, e-commerce, direct marketing or family-run operations. There are also some pitfalls to consider in moonlighting your startup. There is a temptation to spend excessive time on your employer’s clock working on your new business. This can be tempting but should be avoided in an era where employers have more insight into the workday than ever. Going down this path without proper etiquette can range from declining performance to flat our burning bridges, so proceed with caution. Will you be a competitor to your current employer? If you’re competing against your employer, do the right thing and inform your employer. If it means that you will be shown the door, which is the case in many industries, then be ready to launch prior to that happening. Will dodging conflict negatively impact your business? You must tread lightly because any kind of conflict with your regular work can jeopardize your job and your business. You must decide on a case by case basis. SELECTION STRATEGY Starting the wrong business for you is a killer misstep. Many new entrepreneurs make the mistake of focusing too much energy on “can XYZ business be a success” and totally forget to ask the most important question, “Can XYZ business provide the lifestyle I crave?” Here is a checklist to help evaluate your business: If you have not yet selected a business, take your time to find a successful model that is a good fit for your lifestyle. What’s your passion? Create a business based on your passion and you won’t work a day in your life, in addition to creating exceptional value for your customers. A common problem is not having much money to start a certain business. Surprisingly, there are a number of businesses that require little to no startup capital. Don't tackle or pursue businesses you have no working knowledge of alone. Changing industries requires new tools, great hires, or partners to tackle successfully. Try to identify a business that has long-term economic potential. Follow Wayne Gretzky's advice, "Go to where the puck is going, not to where it is." A common mistake can be an error of omission. This means you may fail to see an opportunity that is right in front of you. Keep in mind that as a general rule, specialists do better than non-specialists. In business today, niche businesses are the craze because clients prefer specialization over generality. Operate a business that will address needs today and be flexible enough to scale tomorrow. Avoid highly commoditized or price sensitive businesses. Businesses with high levels will struggle to churn profits until scale is achieved, which is daunting for startup prospects. Warren Buffit said it best, "In a commodity type business you're only as smart as your dumbest competitor." Most service businesses have pricing power. Pricing power means that you will not need to have the lowest price in order to secure business because clients are more likely to pay a premium for quality service offerings. Should you bet on a business you don't know when you can bet on a business you do know? Assess your skills and find a fit. Remember, going into a new industry with competitors who want to crush you without proper skills is a death sentence for all but a few entrepreneurs. If you are manufacturing a product, consider the pros and cons of contracting out production to a low-cost supplier. In other words, operate a "hollow corporation." A "hollow corporation" is a company that subcontracts manufacturing and packaging. If your business is based on marketing an invention - verify if patent protection is available: First check to determine if there are any issued patents similar to your idea. You can secure information from the U.S. Patent office at www.uspto.gov . Be cautious about getting involved with firms that ask for up-front fees to market an invention. No matter what you hope for, you will need a minimum viable product (MVP) to show, to test, and to solicit feedback. This doesn’t (and shouldn’t) be a fully completed product at this point. Don’t make assumptions. Test mvp’s with customers and make iterations (changes) based on viable customer feedback, not assumptions. AVOID COMMON PITFALLS Impatience Remember, even Apple started small (in a garage). Don't get hasty and start making bad decisions due to impatience. Sound judgement is the only driver of successful entrepreneurs, use it. Overconfidence Don’t let over confidence short lead away you from analyzing your business with care. You must not fear hearing positive or negative aspects. For successful entrepreneurs, it’s not about positive or negative, it’s about right versus wrong. Unreal Expectations As mentioned previously, you must temper your expectations. Businesses are not easy, markets are unpredictable, and bliss is blinding. Set realistic expectations to prove your concept and have bias for facts. SUGGESTIONS FOR TRANSITIONING FROM EMPLOYEE TO ENTREPRENEUR More people than ever are victims downsizing also known as "reduction in force," "made redundant," or "your job just went overseas." Scary questions begin to arise: Where do I go from here? How am I going to make my mortgage payment? For a laid-off worker who doesn’t have a realistic path to the right career, there is a possibility not to be overlooked - Why not go into business for yourself? For those still in jobs but fearful of losing them (the signs are usually evident), there is the possibility of starting a part time business now while still working. REQUIRED ACTIVITIES It is worth repeating: The most common mistake new entrepreneurs make is not selecting the right business for them. This is the time for soul-searching… ​ IF YOU HAVE NOT YET DECIDED ON A BUSINESS, DO THIS: On the top of a blank sheet of paper, write an activity you like to perform (make this the heading). Do a separate page for each activity or interest you have. On those same sheets list as many businesses you can think of that are related to that activity. On the same sheets, list all the products or services you can think of that are related to that activity. Use your imagination and think of every possible product or service you could perform. Make a list of businesses that do better in bad times (one may be appropriate for you). Some examples might be pawn shops, auto repairs, and fabric stores. EXAMPLE Let's assume you end up with three potential business ideas: towing service, used car sales, and auto repair shop. You can now make a comparative evaluation using the following checklist (or better still your own checklist) with a 1-10 scoring system. This kind of analysis can help you gain objectivity in selecting your business. ​ HOW TO EVALUATE THE BUSINESS Use these questions to clarify your thoughts: Is it something I will enjoy doing? Harvey McKay said it best, "Find something you love to do and you'll never have to work a day in your life." Also, if you're doing something you love, you're much more likely to stick with it through thick and thin. My favorite activities are __________________________. I like to serve others by ________________________________. Will it serve an expanding need for which there is no close substitute? Can I be so good at a specialized, targeted need that customers will think there is no true substitute? Can I handle the capital requirements? In Session 11 , Accounting and Cash Flow, you will learn a simple cash flow control method to forecast your future cash needs. Can I learn the business by working for someone else first? Our favorite example: if you're planning to open a convenience store, for heaven's sake go to work for a national chain first! One option for going into business is buying a business or a franchise. Valuable insights in evaluating both possibilities are included in our Session 9 Buying a Business or Franchise. An entire session in our course Business Expansion is devoted to buying businesses. In many cases, buying a business is less risky than starting from scratch. Could I operate as a hollow corporation, without a factory and with a minimum number of employees? For example, a small digital marketing firm can likely operate from home until staffing grows. Cost savings is often the prime objective, but you also free up your time and capital. Is this a product or service that I can test first? Your concept of a successful product or service may not be in harmony with the reality of the marketplace. On a small scale, prove it out first. As Wolfgang Puck states: "I learned more from the one restaurant that didn't work than from all the ones that were successes." Should I consider a partner who has complementary skills or who could help finance the business? Use a "For" and "Against" list to evaluate your business. Make a "for" and "against" list regarding characteristics of the business. On a blank piece of paper, draw a vertical line down the middle of the page and list on one side all the "fors" and on the other all the "againsts." Sometimes this will help clarify your thinking. We have provided a Template to Evaluate a Business for you to use. While many entrepreneurs will access these traits looking at competition, we highly recommend this list be made with the competition in mind but the customer front and center. Assess and write down what is working well for customers in the “fors” and what is not going well for customers in the “against Talk to several people in your intended business. Don't be afraid of the negative aspects of your intended business. Instead, seek out the pitfalls of your new business ideas — better now than after you open your doors. Get completely qualified Before you proceed further in your business, get qualified: Before you proceed further in your business, get qualified: The best way to become qualified is to go to work for a competitor. While working for a competitor is a good option, what if you have no competition in your area? It’s hard to match the convenience and quality from online training from peers who have paved the path before you. There’s nothing better than skipping hours (or years) worth of learning on the mediums you use most! Attend all classes you can on the skills you need: for example, sales, accounting, etc. Find a learn through relevant books, mentors, blogs, and trainings. Don't be afraid to ask questions or seek help from the most successful people in your intended business. ​ TOP TEN DO'S AND DONT'S DO THIS: Start small. Live frugally and begin saving up money early. Launching your minimal viable product (MVP) is the best approach. Learn your industry by working for someone else first. Consider the benefits of starting on a part time basis. Consider the advantages of operating a family business. Objectively measure your skills and knowledge against potential competition. Consider subcontracting to low-cost suppliers if you're manufacturing a product. Test advertising your product or service before starting or expanding. Make a "for" and "against" list describing the business, you are considering. Talk to lots of people for advice. Word of caution: Entrepreneurs are a rare bread, don’t expect friends, family, and others who pursue the tradition 9-5 lifestyle to support (or even understand) the risk aspects of starting a business. Many folks will have formed their opinion before hearing a word about the facts and these opinions should be taken with a grain of salt. Stack rank your opportunities and rate them head to head. DON'T DO THIS: Launch without proving the market and lifestyle fit using your MVP. Quit your job before launching your company. Consider operating a business in a field you do not enjoy. Risk substantially all the family assets. Limit your liabilities to a level which you (and your family) have agreed you’re willing to lose in total. Compete with your employer in a side hustle. Select a business with poor a disproportionate risk/reward profile. Operate a business in which you must have the lowest price to succeed. Neglect to learn the negative aspects of an intended business. Permit entrepreneurial self-confidence to outweigh careful diligence. Allow the promise of a conceptual high reward to deter reality-testing first. MAKE YOUR DECISION It’s decision time! If you don’t have the right idea for you, you will know that it’s time to reassess and pivot. If that’s not the case, have you found the right business that will provide the lifestyle you seek? Have you thoroughly vetted the potential of your idea? Have you confirmed that a substantial market need exists? Have you created social proof that there is a need for your product or service in the real world? Have you come to grips with the fact that starting a business will be challenging, but unimaginably fulfilling if done right? ​ Sometimes in life you have to be bold to create the fulfillment you crave the most. It will feel like you’re standing on the edge. You look up in amazement as the eagle’s soar above. You’ll look down and see a 1000ft fall with certain injury or death. Truth be told, if you never take a leap you will never know what it’s like to soar. But that’s not who you are or you wouldn’t be reading this. If you do take the leap and stay persistent in your goals, you will likely still fall for several hundred feet and maybe even crash into some rocks on the way down. It will be scary, but eventually with persistence, you will learn to soar, and when this happens you will find your highest sense of self and purpose, flying with the eagles. Great entrepreneurs are on a life journey to acquire experience and create value for others. No instance in time can ever replace a lifetime of purpose, as that is where true fulfillment lives.

DAVID WALLACE DAVID WALLACE NEED HELP? EMAIL OUR SUPPORT TEAM. Best Value CHOOSE YOUR BUSINESS $ 49.99 49.99$ Learn the blueprint to select the best business, for you. Valid for one year GET COMPLETE ACCESS - Complete Access to the Choose Your Business course - 3x Activities to Pick Your Business - Exclusive Material Valued Over $300 3P'S OF TIME MGMT $ 49.99 49.99$ Learn the 3p's to be more productive with the time you have. Valid for one year GET COMPLETE ACCESS 3 Proven Steps to Better Time Management 11 Activities to 2x Your Use of Time Exclusive Tools to Track Time (worth over $100) BULLETPROOF B-PLAN $ 49.99 49.99$ 2x your chances for startup success with a solid b-plan. Valid for one year GET COMPLETE ACCESS 4.9 stars 1,000+ students Secure Transaction All personal information you submit is encrypted and secure with HTTPS / TLS encryption. You can checkout with the highest level of confidence. Our Money Back Guarantee We are 100% certain that our courses have the power to transform your life. If after completing the course and doing the work you still don’t see any results within 365 days of purchasing the course, let us know and we’ll give you a full refund. "DAVID IS THE BEST COACH I CAN RECOMMEND" I've worked with a lot of coaches and none analyse business needs quite like David. I’ve never worked with someone whose passion is so authentic. CARLA JONES Serial Entrepreneur "MY STARTUP HIT 6 DIGIT PROFIT IN ONE YEAR AFTER OPENING WITH DAVID'S HELP." He has the uncanny ability to get into the customer’s mind, provided insights even beyond what my team has found by observing, talking with, analyzing, and surveying customer behavior. MARTIN REED Founder & CEO "HE IS A WORLD-CLASS THOUGHT LEADER AND ENTREPRENEUR." I loved working with David! He's highly experienced and dives deep into your needs, business, and approach. JOSIE LANE Art Director DAVID WALLACE © David Wallace IP, LLC. All rights reserved. Terms of Service | Privacy Policy | Contact Us

LEARN HOW TO HACK YOUR MIND FOR SUCCESS In this fantastic (and free) e-book you'll learn the #1 success strategy that’ll give you the clarity and confidence to build a business and life you love, on your terms. DOWNLOAD NOW NEW HERE? click me DOWNLOAD NOW GET THE COMPLETE E-BOOK Enter your info below to receive the full How To Hack Your Mind For Success e-book. You'll also receive insider content weekly. Don't like it? No worries. You can unsub at any time. DOWNLOAD NOW This training is on the way to your inbox.

Hi, I'm Dave. Financial Coach & Entrepreneur I'm freakin' excited that you're here. My work (and this site) is about providing the insights, tools, and resources that'll help you win with money. Read My Story >> Dave Wallace's Story We've all done dumb. And my dumb nearly cost me everything. ​ I started from nothing. By the age of 35, I had earned over $1 million dollars. Now, you're probably thinking, that's a lot of money. Sure is. In fact, I needed a bigger bank account because mine had run completely out of money. You see, between blowing my six-figure corporate "dream job" salary on "experiences" and starting a "tech company," I had built a magnificent house of cards on debt. I suddenly found my hard-earned 800+ credit score evaporating right in front of my eyes as the gravity of my bad spending habits caught up to me. Because like gravity, poor spending habits has a not-so-subtle way of bringing us back down to earth. ​ I was 24 hours away from running out of cash to meet my credit obligations. From here, I went full panic mode. I sold EVERYTHING, the business, the house, the car, the furniture, and anything else I could to ditch $100,000 in debt. That was rock bottom for me. You may be on the way there. Or you may already be there. No matter where you are, you can improve. ​ I took my medicine. Faced my demons. And I changed. From that point on, I stuck to the proven principles I learned in 15+ years as a successful Banker. It was a hard, painful process. But it worked. Like me, thousands of others have discovered financial peace using the proven plan . And the good news, you can too. ​ You don't need to get it perfect, you just need to get started ! ​ Get The Plan My Story The Long Story​ Dave Wallace is the Founder and former CEO of Totable Inc., a modern-day technology company, host of The Dave Wallace Show, and active CEO of Dave Wallace Co. When he's not hard at work as a Financial Coach, Dave teaches thought-provoking solutions for today and tomorrow's financial achievers. ​ After being named "Most Likely to Succeed in Entrepreneurship," Dave graduated class of 2008 from the College of Charleston with a degree in Business Administration, a healthy dose of ambition, and nothing else. Dave got his start at the world's #2 Global Corporate Bank. As a banker, Dave took an entry-level job and rose up the corporate ladder by taking on as much responsibility as his managers would give him. By 2013, Dave took over a team of 5 relationship advisers with oversight of a multi-million relationship with the world's largest retail company. In the following years, Dave continued to grow, leading multiple Corporate Banking teams and taking on responsibility for 150+ fortune 500 corporate clients. ​ At this time in his career, Dave grew from Personal Banker at age 26 to Vice President, leading a team of 15 relationship managers in large corporate banking by his 30th birthday. It was around this pivotal time that Dave recognized that promotion after promotion came and went, yet somehow true fulfillment in his life was flat out missing. After 10 years in banking, Dave left a "corporate dream job" to chase his passion for entrepreneurship, launching Totable Inc., an innovative technology company connecting customers with on-demand moving and labor services, a business that was successfully acquired by investors in April, 2020. After splitting time as the active CEO of two successful startup companies, Dave is now the active CEO of David Wallace IP, LLC where he's on a mission to help the next generation of entrepreneurs. ​ While pursuing a career as an entrepreneur has been filled with highs and lows (which you'll learn all about on this site), Dave now has the privilege to impact thousands of people every day as a financial coach, which is fulfilling beyond words. ​ Early Life: A native of Charleston, South Carolina, Dave has an unshakable passion for business which started at a very early age. As a 'normal' 5-year-old boy, Dave started his first business selling rocks off a nearby train track just down the street from his childhood home. Each rock went for $5 and because he handled all the physical labor himself (you know picking up rocks), he netted a fat 100% profit (sweet) on each rock. ​ Next up was a mail delivery startup, however, this business was shut down after only a day - when a neighbor threatened to call the cops. As legend would have it, Dave would not release the customer's mail after attempting delivery since his customer wouldn't pay the delivery fee (yikes). ​ Dave's Mission: During his 20-year journey as an award-winning Banker, licensed Realtor, and successful Entrepreneur, Dave has learned that both failure and success are a natural part of our journey and that knowledge is power. Dave's work (and this site) is about sharing proven tips, tools, and resources that'll help you find financial peace, so you can have the life that only you were born to have. Get Started Today

NOW AVAILABLE ON YOUTUBE SAY HELLO TO A BETTER FINANCIAL FUTURE Whether you're crushing financial life or it's crushing you, Dave's here to walk alongside you. We're looking for people like you to feature on The Dave Wallace Show ! Ask Dave your money question and get expert advice that'll help you take back control of your finances. JOIN THE SHOW About ABOUT HI, I'M DAVE. We've all done dumb. And my dumb nearly cost me everything. I started from nothing. By the age of 35, I had earned over $1 million dollars. I was living the dream. You see, between blowing my six-figure banking income and starting a tech company, I amassed a $100k mountain of debt. On a dark wintery day, it hit me...I would be broke in 30 days. From here, I panicked! Sold EVERYTHING. Heck, the dog thought he was next. Gone are - the business, the uptown bungalow, the sports car, and everything around to pay off my debt. That was rock bottom for me. From that point, I stuck to the proven money principles I learned in 20+ years as an award-winning banker, licensed realtor, and successful entrepreneur. I took my medicine. Faced my demons. And I changed. The good news? You can too! You may be on the way there. Or you may already be there. No matter where you are with personal finance - my job is to help you improve. ​ Read My Story >> ​ Featured In FREEBIES WATCH & LEARN GET INSPIRED WITH DAVE WALLACE ON YOUTUBE Tune in or join in as Dave Wallace provides proven solutions to real-world financial challenges on The Dave Wallace Show. WATCH JOIN GET THE PROVEN PLAN TAKE BACK CONTROL OF YOUR MONEY It takes more than just encouragement to win with money. It takes a proven plan. Learn The Foolproof Steps to get ahead with your finances and stay ahead, for good. GET STARTED RESULTS MATTER EVEN THE GREATEST ACHIEVERS HAD HELP Every win counts! What do you most want to accomplish this year? Tell us on Instagram ! IMPROVE YOUR FINANCIAL LIFE BROWSE OUR COLLECTION OF ARTICLES Pick a collection below to get actionable, easy-to-follow, and time-tested solutions that'll change your financial life. 01 PERSONAL FINANCE Get expert tips on how to beat debt, save money, and invest in your future. VIEW RESOURCES 02 ENTREPRENEURSHIP Learn how to build a successful business (and life) on your terms. VIEW RESOURCES 03 PERSONAL GROWTH Discover how to engineer your life for financial (and career) success. VIEW RESOURCES

MUST READ How To Increase Your Credit Score In this insightful article, you'll learn how to increase your credit score and save money on major purchases. READ MORE NEW HERE? click me Dave Wallace Apr 28 2 min Personal Finance How Do I Reduce Financial Stress in Uncertain Times? 70% of Americans are feeling financially stressed. What's causing a rise in financial stress and how can you de-stress your financial life? 8 views 0 comments 2 likes. Post not marked as liked 2 Dave Wallace Mar 27 1 min Personal Finance 8 Simple Steps to Feel Better With Money 90% of Americans say that money has an impact on their stress level. In this post, I present 8 simple steps to feel better with money. 4 views 0 comments 1 like. Post not marked as liked 1 Dave Wallace Jan 23 1 min Personal Finance The Fastest Way to Become Debt-Free (Debt Snowball vs. Debt Avalanche) Trying to pay off debt can feel overwhelming. Becoming debt free is like having a tremendous weight lifted off your shoulders. 11 views 0 comments 3 likes. Post not marked as liked 3 Dave Wallace Sep 26, 2022 3 min Personal Finance The FED Just NUKED The Economy | The 2022 Market Crash Explained The American economy is worsening and the Federal Reserve has officially warned the US of future “pain to come." Here's what's happening. 4 views 0 comments 2 likes. Post not marked as liked 2 Dave Wallace Sep 16, 2022 2 min Personal Finance The American College Tuition Crisis In this video, I present the shocking truth about student loan debt and college tuition increases compared to inflation and income growth. 6 views 0 comments 2 likes. Post not marked as liked 2 Dave Wallace Sep 9, 2022 1 min Personal Finance Never Do These 5 Things With Your Money Have you ever made dumb financial decisions with money? 100% chance you have. I'll teach you 5 things you should NEVER do with your money. 3 views 0 comments 1 like. Post not marked as liked 1 Dave Wallace Sep 3, 2022 2 min Personal Finance How To Prepare For A Mortgage (Step-By-Step Guide) Buying a home is the largest purchase most people will make in a lifetime. Before you submit a mortgage application, you'll want to first... 28 views 0 comments 3 likes. Post not marked as liked 3 Dave Wallace Aug 26, 2022 2 min Personal Finance How To Manage Your Money (50/30/20 Rule) Money is 90% discipline and 10% knowledge. In this article, I present a detailed look at how to manage your money using the 50/30/20 rule. 1 view 0 comments 1 like. Post not marked as liked 1 Dave Wallace Aug 19, 2022 2 min Personal Finance Is America In A Housing Crisis? It's happening! America's housing bubble has collapsed and people's greatest concerns of a housing crash are coming true. 24 views 0 comments 4 likes. Post not marked as liked 4 Dave Wallace Aug 12, 2022 14 min Personal Finance How To Buy A House Want to know how to buy a house? Before you start shopping or comparing options, you need to make sure you're ready to be a homeowner. 29 views 0 comments 8 likes. Post not marked as liked 8 Dave Wallace Jul 22, 2022 5 min Personal Finance How To Make Money In A Recession Recession is a scary word! But, fortunes are made in them. This article is dedicated to five ways simple ways to make money in a recession. 37 views 0 comments 5 likes. Post not marked as liked 5 Dave Wallace Jul 15, 2022 1 min Personal Finance Should I Invest In Crypto? Considering investing in cryptocurrency? Then this video is for you! 3 views 0 comments 5 likes. Post not marked as liked 5 Dave Wallace Jun 17, 2022 1 min Personal Finance How to Prepare for a Recession (DO THIS) Do you ever wonder how to prepare for a recession? If so, then this video is for you! Learn 7 ways to financially prepare for a recession. 14 views 0 comments 6 likes. Post not marked as liked 6 Dave Wallace May 6, 2022 1 min Personal Finance Recession Alert! Are Big Banks Going to Fail? Let's Talk About It. There's been a lot of talk about recession lately. Are you wondering if the slowing economy will affect big banks and ultimately your... 1 view 0 comments 2 likes. Post not marked as liked 2 Dave Wallace Apr 22, 2022 1 min Personal Finance How Much Should You Be Saving for an Emergency? Ever wonder how much should you be saving for an emergency fund? If so, then this video is for you! 8 views 0 comments 5 likes. Post not marked as liked 5 Dave Wallace Apr 15, 2022 1 min Personal Finance It’s Over! What’s Happening With Mortgage Rates? Mortgage rates are on the rise at a record pace. You may be asking - how will rising mortgage rates impact us? Then this video is for you! 4 views 0 comments 6 likes. Post not marked as liked 6 Dave Wallace Mar 31, 2022 1 min Personal Finance How To Save for a Down Payment (The Right Way!) Buying a home in the future and want to know how to save for a down payment? Then this video is for you! 4 views 0 comments 6 likes. Post not marked as liked 6 Dave Wallace Mar 31, 2022 1 min Personal Finance Pump Problems? Here's How to Save on Fuel Costs. Buying land and want to know what to evaluate? Then this two-part video series is for you! 20 views 0 comments 6 likes. Post not marked as liked 6 Dave Wallace Mar 4, 2022 5 min Personal Finance 11 Habits of People Who Go Broke Fortunes can change in no time and how you handle your finances in the good times will have a lot to do with your prospects for surviving... 27 views 0 comments 10 likes. Post not marked as liked 10 Dave Wallace Oct 4, 2021 3 min Personal Finance 8 Reasons Why You Need An Emergency Fund Life is full of surprises. When you're financially prepared, surprises have little impact on your quality of life. An emergency fund will... 42 views 0 comments 12 likes. Post not marked as liked 12 Dave Wallace May 14, 2021 4 min Personal Finance 7 Simple Ways to Increase Savings You work hard and earn a good wage, but still are left with close to no savings at the end of the month. Sound kind of familiar? Too many... 45 views 0 comments 9 likes. Post not marked as liked 9 Dave Wallace Apr 26, 2021 3 min Personal Finance How To Improve Your Credit Score A strong credit score saves you money and time. Learn how to improve your credit score. 38 views 0 comments 13 likes. Post not marked as liked 13 Dave Wallace Feb 24, 2021 4 min Personal Growth 11 Ways to Avoid Multitasking and Increase Productivity Multitasking, baby boomers raved about it. There's no place for it in the modern world. Learn how to unitask for productivity gains. 39 views 0 comments 11 likes. Post not marked as liked 11 Blog Oct 10, 2020 4 min Personal Growth How To Brand Yourself Your personal brand is how you appear to the world. So it's no question that a strong brand is valuable. Learn how to brand yourself. 18 views 0 comments 14 likes. Post not marked as liked 14 Dave Wallace Oct 1, 2020 3 min Personal Growth How To Gain Confidence This article is about how to gain confidence and how to increase self-esteem. Learn how to turn self-doubt into confidence. 18 views 0 comments 14 likes. Post not marked as liked 14 Dave Wallace Sep 18, 2020 7 min Personal Growth Creating Positive Change in Your Life In 24 Hours Ever wonder how to create positive change in your life? This article covers how to create lasting positive change for good, at any age. 9 views 0 comments 16 likes. Post not marked as liked 16 Dave Wallace Sep 1, 2020 3 min Personal Growth Being an Emotional Victim None of us like to think of ourselves as victims. The term "victim" brings to mind a sad image of a person who is powerless. 11 views 0 comments 15 likes. Post not marked as liked 15 Dave Wallace Jun 3, 2020 3 min Personal Finance How to Increase Your Credit Score There are many key benefits of having a good credit score, such as enjoying a lower interest rate on your loans and credit cards. 75 views 0 comments 28 likes. Post not marked as liked 28 Dave Wallace May 21, 2020 5 min Personal Growth 12 Hacks To Maximize Time and Life If you're feeling overwhelmed with life, time management could be a key culprit. Learn 12 hacks to maximize your time and life. 16 views 0 comments 19 likes. Post not marked as liked 19 Dave Wallace May 5, 2020 3 min 2x Productivity with 2x Distractions The world is full of distractions that drain time & energy. Learn how to be 2x more productive with 2x the distractions. 16 views 0 comments 16 likes. Post not marked as liked 16 Dave Wallace Apr 6, 2020 6 min Personal Growth 13 Steps to Kick Loneliness to the Curb This article views how you feel about yourself as contributing to feelings of loneliness and suggests 13 steps to change this feeling. 28 views 0 comments 21 likes. Post not marked as liked 21 Dave Wallace Mar 18, 2020 7 min Personal Finance How to Manage Finances During COVID-19 It's important to know proven strategies to manage finances during a crisis. Learn how to manage money during coronavirus. 71 views 0 comments 16 likes. Post not marked as liked 16 Dave Wallace Mar 10, 2020 4 min 5 Things Successful People Know More and more people are regaining control of their lives and changing their futures. They're setting goals and reaching them. Are you? 45 views 0 comments 17 likes. Post not marked as liked 17 Dave Wallace Mar 10, 2020 3 min Personal Growth Faith, Your Rocket Fuel for Success By studying the most successful people you will quickly note that faith is the key fuel on the journey to greatness. 22 views 0 comments 14 likes. Post not marked as liked 14 Dave Wallace Mar 2, 2020 4 min Entrepreneurship 5 Proven Steps to Get More Client Referrals for Service Businesses Proven strategies to generating more client referrals for service businesses or providers. 15 views 0 comments 16 likes. Post not marked as liked 16 Dave Wallace Mar 2, 2020 2 min Entrepreneurship Why Entrepreneurs Should Leverage a Life Coach Entrepreneurs will find a life coach to be a valuable asset to any team. 13 views 0 comments 13 likes. Post not marked as liked 13 Dave Wallace Feb 29, 2020 3 min Personal Growth The Secret of Self-Esteem High self-esteem is within your reach. 27 views 0 comments 13 likes. Post not marked as liked 13 Dave Wallace Feb 24, 2020 4 min Personal Growth What's Stopping You? Saying No to Limits. Excuses are self-imposed and the enemy of personal, business, financial or any success. Remove limitations and change your life. 71 views 0 comments 14 likes. Post not marked as liked 14 Dave Wallace Feb 21, 2020 8 min Personal Growth 5 Steps to Mastering the Mind The key to success in life and business is mastering your mind. We must first manage the self before we can truly build wealth. 35 views 0 comments 14 likes. Post not marked as liked 14 Dave Wallace Feb 21, 2020 2 min Personal Growth Driving Your Life On Its Way To Its Purpose People live to exist and with existence along comes purpose. You may think that finding that sole purpose in life is very much... 34 views 0 comments 13 likes. Post not marked as liked 13 STAY IN TOUCH WITH ME Take Back Control of Your Money It takes more than just encouragement to win with money. Learn the proven plan to get ahead with your finances and stay ahead, forever. Get your copy of the free pdf guide today. Get Started!

ENTREPRENEURSHIP NEW HERE? click me Dave Wallace Mar 2, 2020 4 min 5 Proven Steps to Get More Client Referrals for Service Businesses Proven strategies to generating more client referrals for service businesses or providers. 15 views 0 comments 16 likes. Post not marked as liked 16 Dave Wallace Mar 2, 2020 2 min Why Entrepreneurs Should Leverage a Life Coach Entrepreneurs will find a life coach to be a valuable asset to any team. 13 views 0 comments 13 likes. Post not marked as liked 13 Dave Wallace Feb 24, 2020 4 min What's Stopping You? Saying No to Limits. Excuses are self-imposed and the enemy of personal, business, financial or any success. Remove limitations and change your life. 71 views 0 comments 14 likes. Post not marked as liked 14 Dave Wallace Feb 21, 2020 8 min 5 Steps to Mastering the Mind The key to success in life and business is mastering your mind. We must first manage the self before we can truly build wealth. 35 views 0 comments 14 likes. Post not marked as liked 14 Dave Wallace Feb 21, 2020 2 min Driving Your Life On Its Way To Its Purpose People live to exist and with existence along comes purpose. You may think that finding that sole purpose in life is very much... 34 views 0 comments 13 likes. Post not marked as liked 13

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